📃 Terms & Conditions – Bheema Guru

Effective Date: 10/04/2025

Welcome to Bheema Guru! By accessing or using our website www.bheemaguru.com, you agree to the following terms and conditions. Please read them carefully.

🔹 1. Use of the Website

  • You must be at least 18 years old to use this website.

  • All content on this site is for general informational purposes only.

  • You agree not to misuse or damage the site or attempt unauthorized access.

🔹 2. Insurance Information

  • Bheema Guru offers guidance and services related to various insurance plans.

  • Final policy details, pricing, and benefits are subject to confirmation by the actual insurance provider.

  • We act as facilitators and are not liable for third-party policy decisions or claims.

🔹 3. Accuracy of Information

  • We strive to keep the information on our website accurate and updated.

  • However, we do not guarantee that all content is 100% error-free or up to date.

  • Users should verify key details before making decisions.

🔹 4. Limitation of Liability

  • Bheema Guru is not responsible for any direct or indirect loss/damage arising from using our website or relying on any information provided.

  • We do not guarantee availability, reliability, or uninterrupted access to the website.

🔹 5. External Links

  • Our website may contain links to third-party websites (e.g., insurer websites, YouTube, WhatsApp).

  • We are not responsible for the content, privacy, or security of these external sites.

🔹 6. Intellectual Property

  • All logos, content, graphics, and trademarks on this site belong to Bheema Guru unless otherwise stated.

  • Unauthorized copying or reproduction is strictly prohibited.

🔹 7. Modifications

  • We may update or change these Terms & Conditions at any time without prior notice.

  • Continued use of the site after changes implies your acceptance of the new terms.

🔹 8. Governing Law

These Terms & Conditions are governed by the laws of India, and any disputes will be handled under the jurisdiction of Andhra Pradesh courts.

🔹 9. Contact Us

If you have any questions or concerns regarding these Terms, feel free to contact us:

📧 Email: tirumalaassociates@myyahoo.com
📞 Phone: +91-9642420789